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Long Term Care > About Long Term Care > What is LTC? 
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What is Long Term Care (LTC)?

Long Term Care is more “custodial care” than medical care. Custodial care is the care people need when they have become too physically or cognitively impaired to perform the tasks of ordinary independent living.

If you are a healthy person you may take for granted simple daily-performed tasks such as taking a shower or eating breakfast. But when you or a loved one have been afflicted with a disease such as Alzheimer’s, performing these simple tasks becomes impossible without assistance from others. In many cases, such assistance is required to be full-time and becomes very expensive.

Long term care is more than care in a nursing home. It can include care in your own home, Assisted Living Facility care and even Adult Day Care Facility Care.

What is Long Term Care? it is more a custodial care than medical care.
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Important Note: This website provides only a simplified description of coverages and is not a statement of contract. Coverage may not apply in all states. For complete details of coverages, conditions, limits and losses not covered, be sure to read the policy, including all endorsements.

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"I had ceased trying to find long term care insurance because of an insurance underwriters refusal based on prior health history. Then Jim Parks found a company which issued a policy for me at a reasonable cost."

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Eight Year Client
The Agency Information

F. Jim Parks
11466 W Florida Pl
Lakewood, CO
80232

Phone:
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303-716-6016
(Cell)
434-981-1899
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720-883-6830
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